I have been unemployed since January of this year (2010). Initially, it was a shock, but I had a very generous severance package that helped, so sitting home during those awful snow storms wasn't so bad.
I don't have my severance package anymore, and therefore, no benefits package either. So I called the other Fortune 500 company that I worked for and retired from to sign back up to their benefits program. Okay, can we say holy friggin' sticker shock?!!! For the first time in my entire life, I am without benefits. I have always been the one providing benefits for the family, so to be without benefits is just plain embarrassing and very scary. Even though it's just my husband and me now, the best package (and "best" meaning the most coverage and no in- and out-of-network crap) will cost me -- as a retiree no less -- $1,200 a month! I actually said to the benefits representative "Holy Piss." She laughed, but it didn't do me any friggin' good to know that my husband and I, who have a large wicker basket of the myriad of meds we take to lower our blood pressure, cholesterol, and make my GERD stop rumbling like that volcano in Iceland, are poo out of luck until the package from my most recent Fortune 500 employer arrives for COBRA coverage (which, by the way. is close to half of the one offered by the first company).
I am ashamed (just a bit) that I do not know the ins and outs of the whole Obama health care plan, but is there something in it to fix this type of situation? So, I can choose the overpriced benefits plan and pay it, but that means that our mortgage won't get paid (along w/the taxes attached) which is not a good thing.
Let's stop here for a moment and think about it, shall we? Hmmmm...still not feeling any relief to the pains in my stomach.
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